Owner Financing 

Many Home Buyers are unable to take advantage of reduced sales prices due to the new bank approval standards. Mortgage approvals through banks are increasingly difficult. With the increase in foreclosures and low bank deposits, banks are tightening their purse strings by raising the standards of mortgage lending. Typically, the hurdle that most potential home buyers can’t jump is the credit approval. However, there is more than one way to purchase a home. Owner financing aka seller financing, will allow you to purchase a home today without credit approval.

What is Owner Financing?
The seller finance the purchase of his/her home with the equity in their property. They may finance part or the entire mortgage for you. 

What are the Benefits of Owner Financing?

• No bank qualifying, in most cases
• Less than perfect credit is ok
• Gives you time to restore your credit
• Average 10% - 20% of sales prices is expected for down payment;
• Great alternative for those who don’t meet today’s strict mortgage qualification guidelines.
• Affordable because of custom terms that work for you
• No long waiting times for approvals
• Terms are more fair and reasonable
• No loan processing or guarantee fees
• No invasive lender controls or audits
• Ability to add substantial value by renovating and remodeling
• No long approval process or complicated underwriting from mortgage companies
• No escrow fees or closing costs
• You can negotiate flexible terms
• All of the down payment cash is credit toward the purchase
• No escrow account. Taxes and insurance are paid monthly as you go
• Easy approval
• Won’t interfere with your ability to purchase other properties because of too many mortgages.

Owner Finance Properties
Rhonda Williams is your Owner Finance Specialist. There are many benefits to leaving the bank out of your real estate transaction. I will arrange special financing between you and the seller to meet your real estate mortgage needs. DID YOU KNOW? If you purchase an Owner Finance Property, you are still eligible to receive the Housing Tax Credit... Hurry, the tax credit ends April 30th.
Click on the Local Communites to See the Available Owner Finance Properties
Orlando	Windermere	Dr. Phillips	Celebration
Lake Nona	College Park	Winter Park	Isleworth
Conway/Belle Isle	Maitland	Lake Mary/Sanford	Altamonte Springs
Casselberry	Kissimmee	Saint Cloud	Apopka/Ocoee
Clermont	Davenport	Reunion	Champions Gate
Oviedo	Longwood	Water Front Homes	Luxury Homes
Pool Homes	Vacation Homes	Senior Living	Commercial
For more information or to schedule a showing call Rhonda Williams at 407-486-7595 or email: Rhonda@RhondasRealty.com

 For Customized List of Owner Financed Properties, Complete the Form Below.
(In the Comments Section, Ask for Owner Financed Properties)

Let's get together to talk about your
home buying plans.

Call me at the office (407-854-6474 x186) or on my cell phone (407-486-7595)
or send me an e-mail rhonda@rhondasrealty.com),
we'll set-up a time to meet that is easy and convenient for you.